Insure your cell phone.Insure your cell phone. Insure your bicycle. Insure your laptop. Insure your camera.

Right here, right now.

Cover your favourite items online, in minutes. No phone calls. Starting from R69pm.

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What’s covered by our single item insurance

If your item is stolen

When the bad guys steal or damage your stuff, we’ve got your back.

Accidental damage

When accidental oopsies damage your stuff and it’s toast, you’re covered.

Cover for business and pleasure

Your item is covered for both professional and personal use.

Local and international travel

Cover for up to six months while jetsetters travel the world.

Comprehensive cover for all types of bicycles

Whether the accident is a simple mishap or someone else’s mistake, and if it happens on a ride, at home, or in transit, it’s covered.

Get my quoteExplore bicycle insurance

Smarter than ever phone insurance

It’s one of the most important things you own. When something happens, we’ve got you covered.

Get my quoteExplore phone insurance

Insure your bling with our jewellery cover

Cover for your high-value bling means that if it gets lost, stolen, or damaged, you can get it repaired or replaced. Your precious pieces are covered.

Get my quoteExplore jewellery insurance

Laptop insurance for life on the go

Cover for work, play, and everything in between. Whether you’re at home, in the office, or travelling, your laptop is protected.

Get my quoteExplore electronics insurance

The proof is in the review

See why thousands of customers trust us to cover their favourite things.

@NakedCover_SA is on another level a Ndifuni ungatsho. The way my laptop claim was handled is on another level. They don’t run away from assisting, claims are approved and paid before you expect it, so worth every cent I spend monthly to cover my devices. Keep it up #excellence

Siyabulela L

@NakedCover_SA is truly dope. Just claimed for my phone. From claiming to having my phone fixed and returned to me took 1 week!

Siya

5 star review for Team Naked

I am writing to express my sincere gratitude for the outstanding support and service I received from Uaripfa and the Naked team, following the recent theft incident involving my precious Laptop. Despite the distressing situation, your prompt response, professionalism, and efficiency in processing my claim have left me genuinely impressed. Thank you once again for your exceptional service!!

ETIENNE J

Amazing service

My laptop got damaged. The claims process was easy and Dylan, the assessor assigned to me was incredibly helpful. He helped me navigate the process and was always happy to answer my questions.

Adelaide C

Happy Client

Naked recently assisted me with my laptop claim and I must say it was a very smooth encounter and I was assisted with no problems. Definitely staying with them as my insurer.

Thandeka P

Wedding Ring

Amazing service. Good feedback

Irshaad G

Insuring your phone with @NakedCover_SA is so effortless. I did everything on their app so I didn’t have to call anyone, it literally took 5min💯👌🏾

Sotra

I got a new phone and got Naked Insurance in about a minute. My house insurance co. quoted me R500 more. After my due diligence, I'm moving all my insurance to the new guys.

S’dima

Seamless Cellphone Claim Process

I submitted a claim for a cellphone in the morning on the 26th of December. The claim process was seamless, Naked kept me updated throughout the process. On the 28th of December at 15:35 I received a Takealot voucher from Naked to purchase a new phone. My home building cover is with Naked - considering moving my car insurance to Naked as well.

No D

Easy to use interface, great service, good premiums

Such great service from Naked! Literally did the insurance application for my bicycle in 10 mins while I was riding up to the trails. Was unfortunately involved in a mugging and the bike was stolen but they have been swift and helpful in the claim process. Easy to use interface, great service, good premiums. Thank you Naked!

Jason B

Naked

I had to get pre-authorised for insurance to be able to finance a bicycle. Mbali at Naked was quick with her reply and assisted me in record time. Great service!!!

Diane M

Insure your single items in seconds. Literally.

Chat with Rose, our virtual assistant, to get a personalized single item insurance quote.

Get your final quote in 30 seconds

Get a quote for almost any item by answering a few questions. No calls, no fuss.

Customise your insurance excess for your single item cover

Customise your insurance

Pick your excess and set your policy start date, right on the app.

Enter your payment details to complete the purchase of your insurance.

Get insured instantly

Happy with the price? Enter your card details and get your items insured on the spot.

Get my single item quote

The Tea on insurance for your things

What is the one flat excess?
Video explaining the one flat excess, a simple, single amount you decide on upfront when making a claim with no hidden costs.
What is portable possessions insurance?

Portable possessions cover, also known as all-risk insurance, refers to insurance protection for items you take with you on the go, like cell phones, jewellery, and bicycles, against theft, loss, and accidental damage worldwide.

What is a portable item?

Portable items are anything you typically carry around, like cell phones, laptops, bikes, cameras, and jewellery. Since we’re often glued to them, they’re more prone to getting lost, stolen, or accidentally damaged.

How do you insure individual items?

Insuring individual items with our all-risk insurance is straightforward. Firstly, decide what item you want to insure, whether it’s for work, leisure, or personal significance. Then, visit our website or app to get a quick quote – literally within 30 seconds, choose your excess, and add your card details to activate your policy instantly. Our process ensures your prized possessions are covered with minimal fuss and maximum care.

Can I really insure just one item?
Video explaining how you can insure just one item, providing flexible coverage tailored to your specific needs.
Can I insure something that I use for both personal and professional purposes?

Yes, our single-item insurance policies can cover items used for dual purposes, ensuring you’re protected no matter how you use your item.

How do I determine the insured value of my item?

When determining the insured value, it’s essential to consider the current market value or replacement cost of the item. For special items like jewellery or art, it’s a great idea to chat with a valuation expert to make sure you get it right.

What documentation do I need to provide when insuring an item?

Typically, you’ll need proof of ownership such as a purchase receipt or invoice, and in some cases, a valuation certificate for high-value items.

All our FAQs