Get my price

Insurance that's simple, quick, affordable and Naked.

Quote in minutes, buy straight away and claim directly from the app.

Get my price

Authorised FSP 48822

Underwritten by

Insurance for your car, home, pets and gadgets.

Here’s how easy it is.

Chat with Rose, the Naked quote bot, asking for your car details

Buy in seconds without talking to anyone

Answer a few questions and get a real price in minutes. No paperwork, no waiting, no call-backs.

Chat with Rose
A comprehensive car insurance quote of R350 per month with a Buy now button

Buy when you’re ready

Happy with your price? It’s yours. Buy in a few taps, start your cover today if you need to. Manage everything from the app after that.

A multi-item claim in the Naked app, assigned to a claims handler and approved

Claims approved on the spot

Tap “Claim” in the app and walk us through what happened. Simple claims can be approved on the spot and some are paid within the hour.

See why South Africans are switching to Naked

Who knew insurance could be so slick? Just got paid out in record time thanks to tech-powered insurance - it’s like magic! ✨

@luciano96820249

Naked insurance is the best you can find in South Africa. They are very transparent and honest. I had my car written off after driving it for less than a month. The car was paid off, I got the balance back and my access fee was recovered and paid back to me. Great work naked.

Solva Shirindza

Naked is the Best

They get back to you right away via email. Everything is done via the app when you sign up, which is so innovative and hassle free. We have been so impressed with Naked as we claimed for household damage after the KZN floods and our home is now better than new. My husband and I have since moved our car cover over to Naked as well.

Taryn B

This company is in a league of its own. Been with them for a couple of years and must say there’s a lot the competitors that can learn from Naked. Highly recommend them and the amazing APP that works efficiently and seem less without any pressure to contact a call centre for most queries. I always find it amazing when a company can have the synergy between customer service and product and this is one of those companies. Keep up the great work and hope you’ll get more people Naked 😎

Sizwe Makhaya

I was slightly sceptical of Naked because of how cheap they are, but I needed my car towed to the mechanic the other day. Gave them a call and they were very friendly and very helpful. My car was at the mechanic in quick time and with no hassles at all. Highly recommended!

Chris Paul

Great service from the Naked Insurance Team. They were very pleasant to deal with. Great time management. They said it would take an estimated time of 60min for the whole process to be completed. The locksmith was very sufficient. We were assisted before the estimated time. Fantastic follow-up service from Naked Insurance. A great partnership between Naked Insurance & National Locksmiths. I recommend Naked Insurance.

FG Bekker

The true meaning of insurance

I have never had any issues with Naked, they follow up, they assist and they are worth every cent in premiums.

Bonolo

Excellent, efficient service

Nothing bad to say. They’ve figured out how to streamline all their services and provide a seamless experience through the app

Mbongeni R
Naked Difference

Insurance built differently

First and foremost, your cover is there when things go wrong. But when there's money left after claims, it gets a second job: doing some good.

You choose where that good goes. Our customers have supported causes like Oscars Arc, the Kolisi Foundation, Greenpop and Good Morning Angels. Just the good that comes from being a Naked customer.

Learn about the Naked Difference

Get up to R1,000 for referring a friend.

Tap on ‘Refer a friend’ in the app and share your referral link with your friends. If they get and stay Naked for three months, we’ll pay you up to R1,000 per friend.

R3.2 million paid in referrals and counting

Insurance questions answered

Quick answers on quotes, claims, payments and how Naked works.

What does Naked Insurance cover?

Naked offers car insurance, pet insurance, home contents insurance, buildings insurance and single-item insurance for things like smartphones, laptops and cameras. All policies are managed through the Naked app and underwritten by Hollard Specialist Insurance Limited.

How do I get a quote from Naked?

Start a quote on the Naked website or in the app and have a quick chat with Rose, our quote bot. She’ll ask you a few simple questions and give you a final, binding quote in about 90 seconds. If you’re happy with it, you can buy your cover straight away and even have it start today if you need to.

How do I claim with Naked?

Open the Naked app, tap the claims icon, or start a claim with Jade, our in-app claims bot. We’ll guide you through what we need, step by step, and there are real people on hand if you need a little help along the way. For emergencies, call 0860 995 125 any time.

What happens to my cover if I miss an insurance payment?

If a payment fails, Naked will retry during the month. You can also trigger a manual payment in the app. Cover is cancelled after a 28-day grace period if payment hasn't been received.

Is the quote I get online accurate?

Yes. The price you see is what you pay. There are no hidden fees or changes when you buy.

How does Naked keep premiums affordable?

Naked uses technology to keep operating costs low. We also take a fixed fee to cover our costs rather than profiting from claims, which means we have no financial incentive to reject them.

What can I do in the Naked app?

Your whole policy, in your pocket. Get a quote, buy cover, make changes when life changes and claim when something goes wrong. You’ll find the app on iOS, Android and Huawei.

What makes Naked different from other insurers?

Naked takes a flat fee to cover its costs. The rest of your premium goes into a claims pool. At the end of the year, whatever isn't used to pay claims is donated to charities you choose. That's the Naked Difference.

Is Naked a legitimate insurance provider?

Naked Financial Technology (Pty) Ltd is an authorised Financial Services Provider (FSP 48822). All policies are underwritten by Hollard Specialist Insurance Limited, a licensed non-life insurer and authorised FSP (FSP 25511).

Can I cancel my Naked policy?

Yes, at any time in the app. No paperwork, no cancellation fees.

How do I contact Naked?

For emergencies, call 0860 995 125. For everything else, email help@naked.insure.

Explore all our FAQs