Back to blogUpdated · 1 min read

Ombudsman

An ombudsman is an independent person or body with the authority and responsibility to investigate complaints made against companies or organisations.

What should I do if I am unhappy with my insurer?

If you are unhappy with how your insurer dealt with your policy or claim, the first step is to lodge a formal complaint with your insurer using their dedicated complaints line or email address. When reaching out, it's important to make sure you communicate in writing, clearly and concisely. If your insurer is unable to resolve your grievance or you are unhappy with their proposed solution, your next step would be to raise a complaint directly with the insurance ombudsman.

How long do I have to raise a complaint with the ombudsman after a claims decision?

You have a window of 270 days after the claims decision was made by your insurer to raise your complaint.

You might also like

Definitions

Insurance policy

An insurance policy is essentially a contract between you and your insurer. It will outline what’s covered, what’s not and how you can make use of your insurance.

1 min read
Definitions

Quote

An insurance quote is an estimate on how much your premium would cost each month for either car, home contents, household or single item insurance.

1 min read
Definitions

Premium renewal

Premium renewal is when your insurer updates your premium to reflect the changes in their perception of your riskiness since your last premium renewal.

1 min read