Back to blogUpdated · 1 min read

Naked

Naked is the new way to cover your stuff – insurance you control, instantly, without speaking to a call centre.

Why are Naked's prices game-changing?

The technology and automation that lets you switch insurance in minutes is also the source of the savings that result in lower premiums.

What makes Naked different?

The Naked Difference is what makes us really different. Unlike traditional insurers, Naked charges a transparent, fixed percentage of premiums. Our flat fee means that our income doesn’t depend on how much we pay out in claims, so we have no reason to make claiming difficult. When claims are low, premiums left over at the end of the year go to causes our customers care about, supporting positive change in South African communities, rather than growing insurance company profits.

What types of insurance can I buy through Naked?

Naked currently offers comprehensive cover for your car, homes, and contents. You also can buy cover for single items like cell phones, laptops, your PlayStation or anything else you really value, on a standalone basis.

You might also like

Definitions

Premium renewal

Premium renewal is when your insurer updates your premium to reflect the changes in their perception of your riskiness since your last premium renewal.

1 min read
Definitions

Sasria

The South African Special Risks Insurance Association (Sasria) is a government-owned, non-life insurer that covers a number of special risks that other insurers are not allowed to cover.

1 min read
Definitions

Credit shortfall cover

Shortfall cover, also known as gap cover or top-up cover, bridges the gap between the money you still owe on your car, and the amount your insurer pays out if your car is written off or stolen.

1 min read