I also love that I didn’t have to waste time on a phone call, I was done with my quote and cover in a few minutes, all online. Soooo convenient, you’re a winner @NakedCover_SA 🙌🏾
Get Naked on your car. Get Naked on your home. Get Naked on your stuff.
Instant, online insurance at game-changing prices.
People are loving Naked
Take a peek at our reviews on Hellopeter and Google Play and see why Naked is South Africa’s best-rated insurance app on the App Store.
Product Features
Buy in seconds without talking to anyone
Get your final insurance quote right here or in the app. Like what you see? Buy instantly without any phone calls or paperwork.
Claims approved in record time
Whether it’s a minor bump, theft, or a weather curveball, claim in the app and we’ll help you every step of the way – no hassles.
Get up to R1,000 in cash for referring a friend.
Tap on ‘Refer a friend’ in the app and share your referral link with your friends. If they get and stay Naked for 3 months, we’ll pay you up to R1,000 per friend.
Naked Difference
Made with
When claims are lower than expected, we give the leftover premiums to the causes our customers choose.
Learn about the Naked DifferenceWant to know more about Naked?
What items can I insure with Naked?
At Naked, we've got your back when it comes to insuring your car, home, and the things inside it that matter to you. Plus, for those gadgets you just can't live without – like your smartphone, laptop, and camera—we offer stand-alone insurance. Your treasures are safe with us.
How easy is it to get insured with Naked?
It's as simple as pie. Just hit the “Get my price” button, have a quick chat with Rose, our friendly bot, who's a whizz at whipping up quotes, and voilà! You'll get a final quote with zero pressure to commit. You can take it or leave it, and the best part? No follow-up calls or piles of paperwork. We handle it all through our sleek app.
What if I miss a payment?
Life happens, and we get that. If a payment slips through the cracks, we'll gently nudge your account throughout the month. You can trigger a manual payment via the app yourself too. Just keep in mind, that there's a 28-day window to square things away before your policy hits the cancel button.
How does Naked save me money?
By embracing AI and tech, we slash our running costs, unlike the old-school insurers. Our dynamic duo, Rose and Jade, streamline quoting and claims so efficiently, it translates into lower premiums for you.
What sets Naked apart from the rest?
We're more like your favourite subscription service but for insurance. Our model? We take a flat fee, and the rest of your premium goes into a communal pot for claims. Surplus funds? They're donated to causes chosen by you, our customers. It's a new way of doing insurance that's good for everyone and it’s called the Naked Difference.